The M-Pesa PayBill service continues to simplify cash collection for businesses, enabling customers to make seamless and timely payments. As of 2025, Safaricom has revised the PayBill transaction charges, making it more transparent for users to know the costs associated with their payments.
Below are the updated M-Pesa PayBill transaction charges for 2025-2026:
M-Pesa PayBill Transaction Charges
| Transaction Amount (KSH) | Charges (KSH) |
|---|---|
| 1 – 49 | 0 |
| 50 – 100 | 0 |
| 101 – 500 | 5 |
| 501 – 1,000 | 10 |
| 1,001 – 1,500 | 15 |
| 1,501 – 2,500 | 20 |
| 2,501 – 3,500 | 25 |
| 3,501 – 5,000 | 34 |
| 5,001 – 7,500 | 42 |
| 7,501 – 10,000 | 48 |
| 10,001 – 15,000 | 57 |
| 15,001 – 20,000 | 62 |
| 20,001 – 25,000 | 67 |
| 25,001 – 30,000 | 72 |
| 30,001 – 35,000 | 83 |
| 35,001 – 40,000 | 99 |
| 40,001 – 45,000 | 103 |
| 45,001 – 50,000 | 108 |
| 50,001 – 70,000 | 108 |
| 70,001 – 250,000 | 108 |
Key Highlights of the Charges
- Small Transactions (Up to KSH 100):
Transactions below KSH 100 remain free, promoting financial inclusivity for small payments. - Fixed Charges for High-Value Transactions:
Payments above KSH 50,000 incur a standard charge of KSH 108, making it predictable and manageable for larger payments. - Affordable Rates for Moderate Transactions:
Charges for transactions between KSH 101 and KSH 25,000 range from KSH 5 to KSH 67, offering affordable rates for the majority of users.
Why Use M-Pesa PayBill?
- Convenience: Enables customers to pay bills anytime, anywhere.
- Transparency: Clear charges ensure no hidden costs.
- Scalability: Suitable for businesses of all sizes.
M-Pesa PayBill continues to be a game-changer in digital payments, offering businesses and customers a reliable, cost-effective solution. Stay informed of the charges to make the most of this essential service in 2025 and beyond.